If you want to buy a home loan, bank’s disease can put a lot of pressure on you. Indeed, many diseases are part of the list of “aggravated health risks” insurers. Bank group insurance can be denied because it does not generally cover high risks. And without loan insurance, the lending institution will not grant you a mortgage.
Play the competition between insurance companies to find the loan insurance you need to get your mortgage!
Why is the bank group insurance contract not suitable for bank’s disease?
It is a mutual insurance, that is to say that it divides the risks between different insureds, clients of the lender. It offers only standard coverage and includes many “exclusions” of guarantees: aggravated health risks, risky occupations, sports and risky leisure activities. This is why this type of insurance is not suitable for the management of bank’s disease.
The insurance delegation: the solution to benefit from a loan insurance with risk aggravated health of bank
In force since September 1, 2010, the Lagarde law gives borrowers the possibility to subscribe to other loan insurance than the group contract of the lending bank. This is called “insurance delegation”. So you can put insurers in competition to find your health insurance health insurance bank at the lowest price on the market.
Compare online to save time
Start the insurers one by one a lot of time. You are therefore advised to use our online insurance comparator ready because in just 2 minutes you access the offers that are best suited to your situation and can compare them very easily.
- bank health insurance premium rate
- bank health insurance quote
- bank Personalized Loan Insurance Study
- bank Health Questionnaire
- Free reminder of a dedicated advisor
Why delegate my loan insurance with Loan Insurance?
The Loan Insurance-Loan Insurance Broker is a major player in loan insurance brokerage and has partnered with the largest insurance companies and insurers specializing in aggravated risks. By using our services to insure you with the health risk of bank, you will benefit from negotiated rates and conditions. In addition, your bank will not be able to refuse your insurance delegation.
The Insurance convention
The Insurance (Insurance and Borrowing with an Enhanced Health Risk) convention is a device that helps people with aggravated health risks to ensure their loan.
- Learn more about the Law
- Learn more about loan insurance with aggravated health risk